Insurance Services

First State Bank Insurance Services, an independent insurance provider, offers the following products: Home Insurance Replacement or Actual Cash Value; Broad Form or Special Form Have you had your coverages reviewed? Auto Insurance Liability Limits; Physical Damage Deductibles; Optional Coverages Have you had your coverages reviewed? Farm Insurance Comprehensive Package Policies available; includes property, liability, blanket farm property, farm trucks, farm autos, and umbrella coverage. Crop Insurance MPCI policies Hail policies Revenue Assurance and CAT policies Business Insurance Property & Liability and Business Auto coverage Group health ins., critical care ins., life ins., & long-term care ins. Owners business continuation insurance (life & disability) Life Insurance Personal: Return of Premium Term, Universal Life, and Whole Life options Term – higher coverage, lower premiums for a set time period U.L. or Whole Life – cash accumulation, premiums don’t increase Business: Term, Universal Life, and Buy-Sell agreements Protect the continuation of your business for your family or partners. Health Insurance Wellmark Blue Cross & Blue Shield and Assurant Health, United Health and Humana plans are cuurently offered. Short-term policies for individuals between jobs or laid-off Standard PPO individual policies Individual policies with high deductibles Health Savings accounts Business group plans Long Term Care Insurance MetLife, One America and GE plans currently offered Individual Health Based Plans Tailor your policy to your needs and pay premiums for a limited time or continuous. Riders available for return of this premium. Individual Asset Protection Plans Transfer a current asset such as Cash, IRA, CD, or Annuity to fully fund this policy. Your money goes to your heirs or a charity income tax-free if you don’t use the long-term care benefits. i.e. if you don’t use it – you don’t lose it. Business Group Plans 10% discount on premiums Spouses and parents qualify to buy under employee plan C-Corp, premiums tax deductible advantage Executive Carve Out – benefit advantage To contact an insurance agent, call us today: (712) 882-1346  or (712) 882-1343 or email: fsbins@fsbmapleton.com These products are not insured by the Federal Deposit Insurance Corporation or any other governmental agency. They are not deposits or other obligations of, or guaranteed by First State Insurance Agency or First State Bank of Mapleton and are subject to investment risk, including possible loss of principal.